An account with full banking facilities and instant access allowing up to 20 day-to-day transactions* per calendar month. The minimum opening balance is $5,000, with a minimum of $5,000 to be maintained on the account. If the account balance falls below the $5,000 minimum required, a charge of $15 will be applicable in each calendar month that the balance is below the minimum. No interest is paid on balances below $100,000

Term Deposit AccountFor Trusts with funds of $50,000 or more Swiss Investment Private Bank can offer fixed term deposits between 3 months and 36 months, with an interest rate which is fixed on the day of deposit. Interest rates are fixed on the day of deposit and interest is paid out at maturity.

Please note that no withdrawals/closures are permitted during the fixed term. However, should there be extenuating circumstances, early withdrawal/closure will be considered, at the complete discretion of Swiss Investment Private Bank. In these instances your account will only be credited with the capital. In the event of the death of the holder of the account, the capital will be repaid with interest earned to date.